Application Flow

A Kafalat Innovative loan application may be presented in different ways:

1. To the bank which will forward the application to Kafalat SAL, once it approves the loan.
2. Both to the bank and Kafalat Simultaneously.
3. To Kafalat SAL directly and before establishing contact with commercial banks. Thus, once Kafalat approves the financial viability of the project, it will issue a letter of intent to grant the applicant a guarantee.