Kafalat Agriculture Programme Overview

Kafalat Agriculture is implemented in the framework of the ARDP (Agricultural and Rural Development Programme) funded by the European Union and executed by the Lebanese Ministry of Agriculture, which aims at financing activities related to the agriculture business in all its aspects.

This programme is co-financed by the EU and Kafalat SAL, and responds to special needs raised by activities of small-scale agriculture and tree plantation.

The EU support enabled the extension of resources to increase the guaranteed amount for small-scale agriculture as well as the duration of the guarantee and that of the grace period for arboriculture.

Name of   Programmes

Small Agriculture


Investment type

To finance all types of farming and agricultural activities, including fixed assets and working capital needs 

To finance arboriculture activities

Maximum loan amount

LBP 65 Million

LBP 480 Million

Loan Duration

Up to 7 years

Up to 10 years

Guarantee Ratio



Grace Period

Between six months and one year

Between six months and three years