Kafalat Basic Programme Overview

Kafalat Basic is the first loan guarantee programme that Kafalat started offering in 2000. This programme offers loan guarantees for fixed asset and working capital financing needs of SMEs. It helps start-ups and existing businesses develop their ideas or activities in 5 different sectors:

  • Industry
  • Agriculture
  • Tourism
  • High Technologies
  • Crafts.

The size of the loan requested has to reflect the needs of the project to be financed and could reach a maximum of LBP 300 million. The value of the Kafalat approved loan will depend on these financial needs as justified in the business plan/feasibility study.

Name of the Programme

Kafalat Basic

Investment Type

To finance Fixed Assets and Working Capital Needs

Maximum Loan Amount

LBP 300 Million or c/v in USD or EUR

Loan Duration

Up to 7 Years

Guarantee Ratio


Grace Period

Between six months and one year