Guarantees for Loans to Small and Medium Enterprises


Mon, 05/06/2013 - 16:09 -- admin
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Kafalat Plus Programme Overview

Please note that the Kafalat Plus Programme is currently suspended.


Kafalat Plus Programme is the result of a partnership between the European Union and the Ministry of Economy and Trade of Lebanon (MoET) to help finance new production capacity or sustain current production and employment. This programme offers loan guarantees to existing SMEs and conventional start-ups.

It helps SMEs in their business ideas or activities through facilitating access to finance in 5 different sectors:

  • Industry
  • Agriculture
  • Tourism
  • High Technologies
  • Crafts

The size of the loan requested has to reflect the needs of the project to be financed and could reach a maximum LBP 600 million. The value of the Kafalat approved loan will depend on these financial needs as justified in the business plan/feasibility study.

Name of the Programme

Kafalat Plus

Investment Type

To finance Fixed Assets and Working Capital Needs

Maximum Loan Amount

LBP 600 Million or c/v in USD or EUR

Loan Duration

Up to 7 Years

Guarantee Ratio


Grace Period

Between six months and one year