Characteristics of the Loan

Kafalat Small Agriculture

Kafalat Small Agriculture guarantees loans with amounts varying between a minimum of LBP four million and a maximum of LBP 65 million.

This programme finances all types of farming and agricultural activities, including fixed assets and working capital needs.

The loan has to be repaid within a maximum period of 7 years. New loan guarantees include a grace period between 6 and 12 months depending upon the expected business revenue. During the grace period, the borrower makes no repayment, neither in principal nor in interest.

Kafalat Small Agriculture guarantees 85% of the value of the loan granted by the bank and 85% of the accrued interest during the grace period + 3 months.

Kafalat Trees

Kafalat Trees guarantees loans with amounts varying between a minimum of LBP four millions and a maximum of LBP 480 million.

This program finances all types of arboriculture activities.

The loan has to be repaid within a maximum of 10 years. New loan guarantees include a grace period between 6 months and 3 years depending upon the expected business revenue. During the grace period, the borrower makes no repayment, neither in principal nor in interest.

Kafalat Trees guarantees 75% of the value of the loan granted by the bank and 75% of the accrued interest during the grace period + 3 months.